Our Partners Our partnership with Kestra Investment Services, LLC (Kestra IS), a top-ten independent broker-dealer1, enables us to provide you with access to top providers and products, including stocks, bonds, ETFs and alternative investments. Kestra IS's relationships with leading manufacturers of financial solutions, combined with its open-architecture platform and cutting-edge resources, help us deliver advanced wealth management strategies.At Ridgeline Financial Partners, we are not committed to any “proprietary” products or services. This independence, backed by our powerful partnership with Kestra IS, means that we can offer our clients the best of both worlds: personalized service supported by a strong network of national resources.Kestra Financial, Inc. is the parent company of Kestra Private Wealth Services, LLC (Kestra PWS), Kestra Advisory Services, LLC (Kestra AS) and Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Securities offered through registered representatives of Kestra IS. Investment advisory services may be offered through appropriately licensed representatives of Kestra AS or Kestra PWS. 1. ThinkAdvisor, 2020 Broker-Dealer Reference Guide PartnersFinancial is a national community of industry-leading, independent life insurance and financial professionals. For morethan 25 years, the organization has supported its members as they build insurance industry knowledge and expertise. In the process, PartnersFinancial members created a powerful culture of idea-sharing and collaboration — all for the benefit of their clients.PartnersFinancial members take advantage of the organization’s preferred market access and clout to offer clients acomprehensive selection of high-quality insurance and wealth transfer solutions. Members also have access to an extensiverange of resources, technology, tools, and knowledge-sharing forums and events. A division of NFP, PartnersFinancial also offersmembers access to capabilities that go beyond an individual company’s scope.PartnersFinancial is a division of NFP, a global insurance broker and consultant. For more information, visit NFP.com Three Points Insurance Design Seth Wasserman is a life insurance industry veteran beginning in the business in 2003. Since entering the industry, Seth has been extremely passionate about researching, vetting, and modeling life insurance products. He is an expert in designing life insurance solutions to meet clients' survivorship, retirement, and estate planning needs.Seth is a graduate of San Jose State University in San Jose, CA where he played football and studied advertising. Seth enjoys refereeing football as well as coaching his daughter's travel soccer team. He is married to his wife Mara and has 2 children, Zach and Chloe. Retirement Plan Advisory Group (RPAG) is an exclusive alliance of independent advisors inspired by an uncommon purpose: Serve the retirement goals of sponsors and participants in qualified and non-qualified plans with a high standard of excellence in consulting and technology through the industry’s leading practice management platform. In doing so, advisor-members reach their goals of business growth and significance. Today, RPAG is represented by 400 member firms, totaling 1,200 advisors across the US, serving 30,000 sponsors and with over $300 billion in assets under advisement (as of 12/31/2017). Core practice areas include investment due diligence and fund ranking, RFPs & fee benchmarkings, fiduciary compliance, employee education, intensive training, national branding, sales and marketing resources and business consulting.